Students may purchase medical coverage through the Institute for a minimal fee, which is added to their tuition, unless students wish to waive their insurance because they have other insurance. For the 2018-2019 academic year, coverage begins at 12:01 am on September 1, 2018, and ends at 11:59 pm on August 31, 2019.


Fees for the 2018-2019 Academic Year

Each CalArts student must be covered with health insurance. CalArts offers a plan administered by Relation Insurance Services, underwritten by Commercial Casualty Insurance (CCI), and with Cigna provider network access. Claims are paid by Relation Insurance Adminsitrators (RIA), a Relation Insurance company. A $938 premium is charged for the Fall semester (four months’ premium) and $1,876 is charged for the Spring semester (eight months’ premium)—for a total of $2,814.

Fall semester (four months’ premium) $938
Spring semester (eight months’ premium) $1,876
Total $2,814

A detailed brochure about the CalArts health plan is available to view at www.4studenthealth.com/calarts. If you are already covered by another health insurance provider and do not need the Institute's health insurance coverage, you must complete an insurance waiver via the online tuition bill payment during the registration process.


International Students

Since Fall 2014, all new international students entering CalArts are automatically enrolled to have coverage through the CalArts Student Health Insurance Plan (SHIP), which is provided by Commercial Casualty Insurance/ Cigna Network Student Health. (Note: all continuing international students are eligible to waive the CalArts SHIP as usual). In rare cases, international students may be eligible to be waived from this requirement if they can provide clear evidence that their alternative health insurance plan is either government-sponsored, embassy-sponsored or meets the following requirements:

  • Medical benefits of at least $100,000 per accident or illness
  • Repatriation of remains in the amount of $25,000
  • Expenses associated with the medical evacuation of the student to their home country in the amount of $50,000
  • A deductible not to exceed $500 per accident or illness

Note: If purchasing a qualified health plan that meets these requirements (which is consistent for J-1 visas), you must provide written documentation in English (with coverage values in U.S. dollars) from the insurance company certifying that it covers all of the mandatory requirements. This evidence should be brought to the Dean of Student Affairs for evaluation. Exceptions are rarely provided and may not be given for any of the following reasons, including but not limited to: financial hardship, indicating that you have a better plan or that somebody else was waived from this requirement. International students who wish to be waived from this requirement for the academic year must provide the necessary documentation by September 1st.

The Institute insurance (Commercial Casualty Insurance/ Cigna Network Student Health) includes coverage for the following benefits: Office visits, hospital inpatient and outpatient services, alternative services (e.g., chiropractic, acupuncture), outpatient prescription drugs (available at any pharmacy). Please note that the plan is compliant with the Patient Protection and Affordable Care Act.

If you are an incoming international student and have questions or concerns regarding the new insurance requirements, please email Anessa Escobar at aescobar@calarts.edu.


Benefits, ID Card, Prescription Costs

This plan does not cover: Routine vision or dental for students 19 and over.

As a new member in the Commercial Casualty Insurance / Cigna Network Student Health Insurance Plan, you will receive a health identification card in the mail which is to be used whenever you need medical attention and to purchase prescriptions at any pharmacy. Your original health ID card is good for each academic year as long as you are an enrolled CalArts student. You may also download an ID card from the www.4studenthealth.com/calarts microsite.

The Relation /Commercial Casualty Insurance / Cigna partnership gives you access to the Cigna (PPO) network of hospitals and Physicians. Covered persons will lower their out-of-pocket expenses by utilizing the Cigna PPO Network. Network access provides benefits nationwide for covered medical expenses incurred at 80% of the negotiated rate when treated by network providers and provides benefits worldwide for covered medical expenses incurred at 60% of fair and reasonable expenses when treated by non-network providers.

Benefits for prescriptions drugs are available at any pharmacy. Students using network pharmacies will pay a $10 co-pay and 44% of the negotiated rate at the point of purchase. No claims forms are to be submitted for reimbursement. Students using non-network pharmacies must pay 100% of the drug cost at the point of purchase. The student must then submit a claim form for reimbursement of up to 44% of the Drug Limited Fee Schedule amount allowed. Students are responsible for costs in excess of the amount allowed for non-network pharmacies.


Contact

If you have questions or concerns about the policy, please contact the program administrator Relation Education Services by calling 800-537-1777(toll free) between 8 am-5 pm Pacific Standard Time. You may also visit www.4studenthealth.com/calarts for quick access to product, service and provider information 24 hours a day, seven days a week.

The CalArts policy number is TBD.