Since Fall 2014, all new international students entering CalArts are automatically enrolled to have coverage through the CalArts Student Health Insurance Plan (SHIP), which is provided by Commercial Casualty Insurance/ Cigna Network Student Health. (Note: all continuing international students are eligible to waive the CalArts SHIP as usual). In rare cases, international students may be eligible to be waived from this requirement if they can provide clear evidence that their alternative health insurance plan is either government-sponsored, embassy-sponsored or meets the following requirements:
- Medical benefits of at least $100,000 per accident or illness
- Repatriation of remains in the amount of $25,000
- Expenses associated with the medical evacuation of the student to their home country in the amount of $50,000
- A deductible not to exceed $500 per accident or illness
Note: If purchasing a qualified health plan that meets these requirements (which is consistent for J-1 visas), you must provide written documentation in English (with coverage values in U.S. dollars) from the insurance company certifying that it covers all of the mandatory requirements. This evidence should be brought to the Dean of Student Affairs for evaluation. Exceptions are rarely provided and may not be given for any of the following reasons, including but not limited to: financial hardship, indicating that you have a better plan or that somebody else was waived from this requirement. International students who wish to be waived from this requirement for the academic year must provide the necessary documentation by September 1st.
The Institute insurance (Commercial Casualty Insurance/ Cigna Network Student Health) includes coverage for the following benefits: Office visits, hospital inpatient and outpatient services, alternative services (e.g., chiropractic, acupuncture), outpatient prescription drugs (available at any pharmacy). Please note that the plan is compliant with the Patient Protection and Affordable Care Act.
If you are an incoming international student and have questions or concerns regarding the new insurance requirements, please email Anessa Escobar at email@example.com.