Students may purchase medical coverage through the Institute for a fee, which is added to their tuition, unless students wish to waive their insurance because they have other insurance. For the 2020-21 academic year, coverage begins at 12:01 am on September 1, 2020, and ends at 11:59 pm on August 31, 2021.


Fees for the 2020-21 Academic Year

Each CalArts student must be covered with health insurance. CalArts offers a plan administered by Academic Health Partners, underwritten by UnitedHealthCare Student Resources. A $895 premium is charged for the fall semester (four months’ premium) and $1,786 is charged for the Spring semester (eight months’ premium)—for a total of $2,681.

Fall semester (four months’ premium) $895
Spring semester (eight months’ premium) $1,786
Total $2,681

A detailed brochure about the CalArts health plan is available to view at calarts.myahpcare.com. If you are already covered by another health insurance provider and do not need the Institute's health insurance coverage, you must complete an insurance waiver via the online tuition bill payment during the registration process.


Domestic Students

Domestic Students must be enrolled in a health plan that is compliant with the Affordable Care Act (ACA):

NOTE: The following plan(s) will NOT be acceptable for waiver approval:

  • Short-term coverage plans are not accepted.
  • Financial Assistance plans are not accepted.
  • Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement are not accepted

International Students

Since Fall 2014, all new international students entering CalArts are automatically enrolled to have coverage through the CalArts Student Health Insurance Plan (SHIP), which is provided by UnitedHealthCare Student Resources. (Note: all continuing international students are eligible to waive the CalArts SHIP as usual). In rare cases, international students may be eligible to be waived from this requirement if they can provide clear evidence that their alternative health insurance plan is either government-sponsored, embassy-sponsored or meets the following requirements:

  • Student are sponsored by the United States government; or
  • Students are sponsored by a foreign government recognized by the United States or certain international, government-sponsored or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include insurance coverage for medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP; or
  • Students are enrolled in an employer-provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP; or
  • Student are enrolled in only distance learning programs for the academic year; or
  • Alternate Coverage must be effective9/1/20-8/31/21

Note: If purchasing a qualified health plan that meets these requirements (which is consistent for J-1 visas), you must provide written documentation in English (with coverage values in US dollars) from the insurance company certifying that it covers all of the mandatory requirements. This evidence should be provided during the health insurance waiver process that takes place via the online tuition bill payment during the registration process.

Exceptions are rarely provided and may not be given for any of the following reasons, including but not limited to: financial hardship, indicating that you have a better plan or that somebody else was waived from this requirement. International students who wish to be waived from this requirement for the academic year must provide the necessary documentation by August 26 in order to use the insurance on September 1. Final deadline to waive is September 18th.

The Institute insurance includes coverage for the following benefits: Office visits, hospital inpatient and outpatient services, alternative services (e.g., chiropractic, acupuncture), outpatient prescription drugs (available at any pharmacy). Please note that the plan is compliant with the Patient Protection and Affordable Care Act.

If you are an incoming international student and have questions or concerns regarding the new insurance requirements, please email healthinsurance@calarts.edu


Contact

If you have questions or concerns about the policy, please first contact our program advocate at healthinsurance@calarts.edu.